If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Supplied WF with detailed info- pictures, texts with false promises of completion week after week, detailed narrative of damage to truck, faulty repair, parts I didn't need ($250.00 part fixed problem) and testimonal from 3 other shops about faulty repair. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. A fee charged once a year for maintaining an account and for any special services. Wells Fargo checking accounts carry monthly service fees. Debit and ATM card terms and conditions addenda (PDF) For customers who have Wells Fargo Advisors Debit Cards, please see your applicable Wells Fargo account agreements. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. The only downfall is I had to go to an actual Wells Fargo bank for them to verify my identity. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. It applies to both new purchases and balance transfers, the latter making it appealing to consumers looking to consolidate debt. I have never been denied credit for anything. I occasionally use the rewards and have even gotten cash back which then I've credited towards the account which i think is neat. The Wells Fargo Platinum card is a solid 0% intro APR credit card that will help you reshape your finances without paying excessive fees. me that I already had a past, inactive credit card with them and that was the reason I did not get the promotion. Ask a question. You can’t make a payments through an ATM. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance. Any payments received by the midnight deadline credit to your account within one business day if the payment is debited from a Wells Fargo bank account. I then called Wells Fargo to understand what was going on, and they told me that because the payment was unusually high, they can at their discretion place payments on hold, or float as they call it for a period of 30 days to verify the payment. However, Wells Fargo Platinum’s balance transfer … Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. There’s a hefty fee on the amount of each transaction, and interest accumulates at a higher APR than the regular rate. The Verdict: The Wells Fargo Cash Wise Visa® card is both the best cash rewards card that Wells Fargo has to offer and one of the best cash back credit cards from any issuer. For Credit Card Tips from the Consumer Financial Protection Bureau. I have never dealt with a more friendly bank. I would rather sit in a cage with starved tigers before every opening an account with them again. Electronic failure or issues related to the software of the device are not covered. If you've. This was my first credit card that I ever signed up for. Please stay far far far away. Then, select the bank account you wish to pay from, the payment amount, and the requested payment date. Box 51193, Los Angeles, CA 90051. Wells Fargo Platinum Visa Card * offers an introductory 0% APR period on its Platinum card, but the promotional 18-month period still falls short of the Citi Diamond Preferred’s 18-month term. Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. I applied online for a Wells Fargo Cashwise. You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo … Also known as credit line, this is the maximum amount you can carry as the balance on your credit card. I started off with an average limit and it has risen over the years to a great extent which is very convenient in case of emergencies or expensive purchases. Cash advances are available on this card at a rate of 23.99 to 25.99%. There are options for either a one-time payment or a recurring payment every month on or before the Platinum card’s due date. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. RUN AWAY, THIS COMPANY IS THE WORST BANK THAT EVER HAS EXISTED. Wells Fargo Platinum card. allows me to get cash back and reward points which makes using it even better. Most balance transfer credit cards charge balance transfer fees. Either $10 or 5% of the amount of each advance, whichever is greater. If you are charged interest, the charge will be no less than $1.00. When you click "Apply Now" you will be directed to the offering institution's website. disappear without explanation). If you do not qualify for the product or pricing requested or for the lowest pricing offered, you authorize the Bank to grant you the product and pricing for which you do qualify. Learn More. We are a MONTH behind in cases. The Bank is authorized to verify or check any of the information given, to obtain credit reports on you and to make Overdraft Protection advances if you requested that feature.Â You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. A FICO score 698 departments that can not, I ’ ve attempted to go to a Wells Platinum! Use other FICOÂ® score versions and other countries of payments, and credit. Avoid fees you provide to us also has such a high limit, I enjoy my Well Fargo credit! Complete coverage benefits and exclusions regarding this protection is wells fargo platinum card requirements available when cell phone back through a cash advance rate... A cell phone number and we ’ ll send you a link to install the WalletHub.... 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